I am Attorney William Devine II, and my job as your Bankruptcy Defender is to help you with your debt and creditor problems. This may involve filing Bankruptcy (Chapter 7 or Chapter 13) or it may be as simple as notifying your creditors that you are having problems paying them and attempt to negotiate down your debt. Even though you have tried to pay your debts, I understand that there are situations that have kept you from doing so and probably need relief from your creditor and collection calls, sometimes even harassment, by filing bankruptcy. The Bankruptcy Court does not really care why you are filing bankruptcy, just that you have debts that you are unable to pay and the Court is able to help you.
Although I try to avoid emergency filings, if you have an urgent need to stop a Lawsuit, a Foreclosure, or a Wage Garnishment, I may be able to help you file an emergency bankruptcy petition. If you are being harassed by Creditors, the Bankruptcy Defender can stop these calls immediately.
Imagine not having to avoid phone calls and knowing that when your phone rings it is not a collections company threatening you. Oddly enough, after filing Bankruptcy you should be happy to receive phone calls from creditors or collectors. Why you ask? If a creditor or collector still calls you after filing bankruptcy, I may be able to get the Bankruptcy Court to punish them for each and every phone call or letter they send to you. The punishment may include making them pay YOU money for your trouble for having to answer their call or read their letter.
For more information about Chapter 7 bankruptcy and Chapter 13 bankruptcy, please click on one of the navigation links above.
If you want me to contact you to discuss your options, please call your Bankruptcy Defender at the Rainey Legal Group at (702) 425-5100.